Get the vehicle you want with our Prime Rate Program in Ontario.

At Legacy Auto Credit, our Prime Rate program helps support people who have rebuilt their credit and are now ready for Prime Rate Lenders. Our main goal is to get all our customers with excellent credit scores so they can all go back to Prime Rate Banking. We work with a number of Prime Rate Lenders to get you the best interest rate on new or used vehicles. We help ensure that you get Preferred Pricing through our Affiliate Dealerships.

We deal with a number of Prime Rate Lenders and the current lowest fixed rate of 8.47% OAC (for on-approved credit as of 2024-02-22) on Used Vehicles.

Get Into A Brand New Vehicle from one of our Affiliated Dealerships!

Step 1

Our Program is designed to make it easy for you to get into a new vehicle today! Click ‘Apply Now’ to fill out your Contact information. One of our Credit Specialists will contact you quickly to collect simple information, which includes vehicle preference and payment budget.

Step 2

Be Approved

Once we receive your application and the vehicle you want, we begin by working with our prime rate lenders to get you approved at your well-deserved prime rate. By improving your credit rating, you will save hundreds or thousands on your vehicle purchase. Good Work!!

Step 3

Drive Away

Congratulations! You are now the proud owner of a new car and a credit rating worthy of Prime Rates. Enjoy taking care and control of your finances and we look forward to seeing you back for Prime Rate loans at Legacy Auto Credit!

The benefits of Legacy Auto Credit

In order to offer you a reliable vehicle at a low payment, we only offer vehicles with low kilometers.
All customers will get the lowest possible interest offered by our Prime Rate lenders.
Term options 2-8 years(depending on age of vehicle).
We provide a multi-point vehicle inspection as part of our reconditioning process.
We ara a part of an automotive family that owns Toyota, Hyundai and Mitsubishi franchises.
Available inventory from our automotive family makes it easy finding the right vehicle in your price range.

We'll help you find your new car

Visit our Inventory page to search for your new vehicle.

We make it easy to get a new vehicle!

Low Interest Rates

All clients will get the lowest possible interest rates starting at 7.99%oac

Simplified Process

Simple application process can be done over the phone or in person.

Quality Vehicles

Large vehicle selection of newer models with factory warranty!

Financially Practical

All upfront costs are minimal and fully disclosed! No need to worry about hidden fees.

We will:

Review income and expenses to determine manageable payments. Now that you are prime rate eligible we want you to continue improving your credit.
Review vehicle requirements
Select vehicle based on requirements and payment
Proceed with documentation and vehicle delivery

You will:

Get Started Today!

Fill out our online application form to start the process to Prime Rates now!