We’re here to help finance your next vehicle
If you are looking for used car dealers that offer bad credit car loans in Guelph, Kitchener, and surrounding areas, come to Legacy Auto Credit.
Our used car dealership in the Guelph area offers many Used Car Financing options for you, including no credit and bad credit car loans in Guelph, Kitchener, and surrounding areas.
We have a complete inventory of used, affordable cars, SUVs, vans, and used trucks for sale. Even if you have no credit history and are new to Canada or you need a car loan for poor or bad credit, our Legacy Auto Credit used car dealership can help you buy a quality vehicle.
Legacy Auto Credit works with people with past financial difficulties unable to get approved for a used vehicle loan. If you are declined for an auto loan, it is usually due to one of two things. Either not enough income or too much debt.
Our auto finance experts at Legacy Auto Credit can help you secure financing even with poor and bad credit. We offer a wide selection of used car buyers’ program and challenge credit auto financing for anyone starting out. If you have bad credit, we can help with several vehicle financing options for bad credit car loans.
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Legacy Auto Credit works with people who have experienced financial difficulties in the past which is now limiting them from being approved for a vehicle loan. If you are being declined it is usually due to one of two things. Not enough income or too much debt.
Our Credit Helpers program provides debt solutions and credit rebuilding tools which helps reduce your debt and improves your ability to be approved for a vehicle
What Makes Us Different
We have more flexibility to provide approvals because we offer in-house financing. That makes us different.
Now you can get our low rate in house financing anywhere in Ontario without having to leave your home.
We're know you'll love your new purchase, if not, bring it back and we'll help you exchange it*. (*Some exceptions apply)
Resource for Free consultation with a certified counselor who will provide debt solutions, budgeting and credit rebuilding guides and tips.
Step 1
Apply Online
Step 2
Approval
Step 3
Drive Away or Have It Delivered
With our super simple process you can digitally* sign your documents and pick up your vehicle or have it delivered.
Yes, if you make your payments on time. Legacy Auto Credit reports your payment history to Equifax monthly. Over time with on time payments your score will increase.
We see many people that have been previously turned down due to several reasons which have included, poor payment history, not enough time on the job, too much debt and non-garnishable income. With our In-House program we look at your income, expenses and debts that would be causing the turn downs and provide you with solutions to get you driving and rebuilding your credit.
Our Blog
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Do I Have A Bad Credit Score? [And How Does It Affect My Life?]
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If you have a 580 credit score you may be wondering if it’s possible to get a loan. Learn whether you can get a loan with a credit score of 580 and how to do it. IN THIS POST, WE COVER: Can you
We're here to help
Our job is to help people with bad credit get auto loans at a price point and with rates they can afford. No matter your situation, it’s worth reaching out and speaking to one of our credit specialists.
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