In-house Program

Tailored for people with credit challenges, consumer proposal and bankruptcy

Our In-House program is built specifically for people who are dealing with credit issues that have required them to file a Consumer Proposal or Bankruptcy. We also assist people that have no credit rating or a damaged credit rating due to missed payments, repossessions, and judgements.


Through our In-House program, we can help you create a manageable plan for making all your scheduled payments on time which, subsequently, will help to rebuild your credit score, so you can enjoy your new vehicle without the stress and worry.

As an in-house finance dealership, we can help you get the credit you need for the next vehicle you want

The benefits of Legacy Auto Credit

Get your new car in 3 simple steps

Step 1

Contact Us

Our Program is designed to make it easy for you to get into a new vehicle today! Click ‘Apply Now’ to fill out your Contact information. One of our Credit Specialists will contact you quickly to collect simple information which includes vehicle preference and payment budget.

Step 2

Get Approved

Once we receive your application, we begin by working with you to confirm affordability by helping you establish a monthly budget. This will ensure you are able to make the payments and your other monthly obligations so you do not damage your credit further. We’ll then reach out to you quickly to give you vehicle options based on your needs and preferences.

Step 3

Drive Away

You can drive away within a day or work with us to take your time. It’s up to you! It’s because of our super simple process that we can get you approved and driving in no time. Enjoy taking care and control of your finances while getting into a new vehicle from Legacy Auto Credit!

We'll help you find your new car

Visit our Inventory page to search for your new vehicle.

We make it easy to get a new vehicle!

Low Interest Rates

All clients will get the lowest possbile interest rates – No outrageous 30% rates here!

Simplified Process

Simple application process and quick internal approval process!

Quality Vehicles

Large vehicle selection of newer models with factory warranty!

Financially Practical

All upfront costs are minimal and fully disclosed! No need to worry about hidden fees.

We will:

You will:

Get Started Today!

Fill out our online application form to begin rebuilding your credit today!