Short-Term Auto Lease in Guelph & Kitchener

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Need a short-term auto lease in the Guelph & Kitchener area?

We’re here to help finance your next vehicle

Why Short-Term Auto Leasing is Better for You than Long-Term Car Rentals

Are you looking for a short-term auto lease in the Guelph area? There are many reasons why short-term auto leasing is worthwhile. You may have landed a one-year gig in Toronto or anywhere in Ontario and need reliable transportation soon. Or maybe you’re someone who thrives on the thrill of driving a brand-new car every year. Whatever your motive, Legacy Auto Credit is here to cater to your car leasing needs.

Benefits of a Short-term Car Lease

Short-term car leases benefit individuals or businesses who prefer flexibility and lack long-term commitments, particularly those offered by Legacy Auto Credit in Ontario. Here are some of the advantages and who might benefit from them:


Flexibility (minimum 3 months): Short-term car leases typically range from a few months to a year, allowing lessees to change vehicles more frequently as their needs or preferences change. 

Who can benefit from a Short-Term Auto Lease?

  • Contract workers
  • Traveling Nurses, Doctors, and Medical Reps
  • University staff: temporary Professors
  • Companies needing vehicles for temporary staff
  • New immigrants to Canada
  • International students
  • Anyone with poor credit
  • Lower Financial Commitment: With our Short-term lease your commitment is a minimum of 3 months with our early opt out option on a 12-month lease. You are not required to pay the remaining payments on the lease to return the vehicle early like what is required on a long-term lease.                              
  •  Access to Newer Models: Short-term auto leases allow you to drive newer vehicles with updated features and technology. This appeals to individuals who enjoy access to the latest automotive advancements without the long-term commitment of ownership.                         


  • Avoiding Depreciation: When you return the vehicle at the end of the lease term, you don’t have to worry about the depreciation of the vehicle’s value over time. This can benefit you if you want to avoid the financial loss associated with depreciation when owning a car.


  • Business Use: Short-term car leases can be advantageous for businesses that need temporary transportation methods for their staff. Companies with project-based work, seasonal demands, or temporary staffing often take advantage of short-term vehicle leases. Short-term leasing allows businesses to adapt their vehicle fleet size and type to changing needs without committing to long-term contracts.
  • Personal Use: 

Sometimes, your need for a vehicle may extend for less than a year. Picture this: you’re in town for a brief stint of 3-10 months. Opting for a lease in such a short time frame might not be the most cost-effective solution. Instead, our Short-term auto lease better suits your requirements, offering more economical terms for the duration needed.

Should your leasing needs extend beyond the 12-month mark, considering a 24-month lease with Legacy Auto Credit might be the way to go. By completing your lease term and settling the remaining payments, you could save compared to renting for the same duration. Here’s a glance at the cost comparison between the two options:



Long-term vehicle rentals in Ontario

Long-term rentals typically cap out at around 11 months, necessitating additional rental periods or vehicle renewals to cover your required timeframe.

Advantages of Long-Term Car Rentals

Choosing a long-term car rental gives you more options. You can get a nice car that’s well taken care of, and it can fit your preferences by walking into a local car rental. Whether driving around the city or going on a long trip, having a car for a long time means using it how you want.

No credit checks with Long-term car rentals

Another good thing about long-term rentals is that they don’t check your credit score. This makes it easier to get a car for a month or even longer if you need more clarification on your credit.

Disadvantages of Long-Term Car Rentals: high costs

But there are also some downsides to long-term rentals. You might only sometimes find the exact car you want available, especially if you’re looking for cheaper options. And even though renting a car for a long time might seem like a good idea at first, it can cost more than other available options.


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An Example of a Short-Term Car Lease in the Guelph and Kitchener area in Ontario, Canada

Let’s explore a realistic scenario to illustrate the financial disparities between leasing vs. renting.

Suppose your 12-month lease is $9,974.64, with monthly payments at $831.22.


Compare this with renting a similar vehicle for 11 months, costing $18,022, with monthly payments at $1,638.36.


If you’re intrigued by short-term auto leasing options in Ontario and wish to learn more, don’t hesitate to reach out to us at Legacy Auto Credit. Simply download the app below and Drive It Away!

Legacy Auto Credit provides Short Term Car Leases in the Guelph area for you to drive away today!

Legacy Auto Credit in the Guelph area works with people who have experienced financial difficulties in the past which is now limiting them from being approved for a vehicle loan. If you are being declined it is usually due to one of two things. Not enough income or too much debt.


Our Credit Helpers program provides debt solutions and credit-rebuilding tools which help reduce your debt and improve your ability to be approved for a vehicle

short term car lease in Guelph, Ontario

Getting you the right vehicle to restore your credit score

Legacy Auto Credit is proudly helping people with bad credit secure car loans in Guelph, Kitchener, Waterloo, Cambridge, Windsor, Sarnia, London, Woodstock, Hamilton, Niagara Falls, and surrounding areas.

Why choose Legacy Auto Credit?

What Makes Us Different

We have more flexibility to provide approvals because we offer in-house financing.

We Are The Bank

We have more flexibility to provide approvals because we offer in-house financing. That makes us different.

Now you can get our low rate in house financing anywhere in Ontario without having to leave your home.

We Deliver

Now you can get our low rate in house financing anywhere in Ontario without having to leave your home.

Exchange Privilege

We're know you'll love your new purchase, if not, bring it back and we'll help you exchange it*. (*Some exceptions apply)

Resource for Free consultation with a certified counselor who will provide debt solutions, budgeting and credit rebuilding guides and tips.

Credit Helpers

Resource for Free consultation with a certified counselor who will provide debt solutions, budgeting and credit rebuilding guides and tips.

Auto Finance in 3 Easy Steps!

Step 1

Apply Online

Our easy credit application will set you up with one of our Credit and Finance Advisors to begin the process of getting your credit approved.

Step 2


Our consultative approach to financing will assist in getting the best approval possible and show you how to improve your credit for the future.

Step 3

Drive Away or Have It Delivered

With our super simple process you can digitally* sign your documents and pick up your vehicle or have it delivered.

*(digital documents not available for all banks)


Yes, at Legacy Auto Credit we understand that a repossession is usually the result of an uncontrollable event or situation. Many of our clients have had a previous repossession or will be returning their vehicle to the bank when filing a bankruptcy or consumer proposal.
At Legacy Auto Credit we provide In-House Financing/Leasing. This means that we provide the funds and then you pay us back. We can look at your credit situation on a personal level and determine your ability to make payments even if you have bad credit. We make the final decision on the approval which results in more approvals and better rates. Our interest rates for Consumer Proposal and Bankruptcy customers start at 7.99% oac on new cars.
Yes, at Legacy Auto Credit our In-House program was created for bankruptcy and consumer proposal customers. If you are about to file or have already filed and are not discharged, you can still qualify for our low rate in-house program. We work with several trustees who see that we truly offer low rates and want you to succeed in rebuilding your credit. If you are about to file we will work with you to secure a vehicle before filing so that you can be confident in returning your current vehicle that has too much negative equity, has too high of payment or doesn’t suite your needs anymore. We also report your payments to Equifax which will help re-establish your credit score.

Yes, if you make your payments on time.  Legacy Auto Credit reports your payment history to Equifax monthly.  Over time with on time payments your score will increase.

We see many people that have been previously turned down due to several reasons which have included, poor payment history, not enough time on the job, too much debt and non-garnishable income.   With our In-House program we look at your income, expenses and debts that would be causing the turn downs and provide you with solutions to get you driving and rebuilding your credit.

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We're here to help

Our job is to help people with bad credit get auto loans at a price point and with rates they can afford. No matter your situation, it’s worth reaching out and speaking to one of our credit specialists.

Don’t let poor credit get in the way of living a better life.

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